Xiaomi has truly entered the ultra-premium flagship game. If your budget is up to ₹1,00,000, you can experience top-tier innovation, luxury design, and DSLR-grade photography in the form of Mi and Redmi’s most elite smartphones.
Let’s check out the best Mi/Redmi phones under ₹1 lakh that offer both power and prestige.
Why Choose a Mi / Redmi Phone Under ₹1,00,000?
Spending close to ₹1,00,000 on a smartphone means you expect top-tier everything — and Mi/Redmi delivers exactly that, often exceeding expectations with its cutting-edge specs and premium design.
Here’s why it makes sense to choose a Mi/Redmi phone in this segment:
1. Leica-Powered Cameras
- Flagship phones like the Xiaomi 13 Ultra and 14 Ultra come with professional Leica camera systems.
- Features include a 1-inch main sensor, variable aperture, 5x telephoto zoom, and cinematic video recording.
- Perfect for photography lovers, vloggers, and creative pros.
2. Flagship-Level Performance
- Equipped with Snapdragon 8 Gen 2 or Gen 3 chipsets, the fastest Android processors available.
- Ideal for:
- High-end gaming
- 4K/8K video editing
- Multitasking without limits
3. Stunning Display Technology
- LTPO AMOLED with 120Hz refresh rate
- 2K resolution, Dolby Vision, and HDR10+
- Some foldable models offer immersive tablet-size displays when unfolded.
4. Extreme Fast Charging
- 90W–120W wired charging
- 50W wireless charging
- Full charge in under 25 minutes for most models
5. Ultra-Premium Build
- Materials like ceramic, vegan leather, or aerospace-grade aluminum
- IP68 dust & water resistance
- Designed to compete with the best from Apple and Samsung
6. Long-Term Software Support
- 3–4 years of Android + HyperOS updates
- Regular security patches and new features keep your device future-ready
7. Exceptional Value
- You get camera + performance + design that rival ₹1.4 lakh flagships — but under ₹1 lakh.
- Perfect for users who want luxury tech without overspending.
Top Mi / Redmi Phones Under ₹1,00,000
Xiaomi 14 Ultra (Expected India Launch)
The Xiaomi 14 Ultra was officially launched in India on March 7, 2024, as part of Xiaomi’s flagship 14 series lineup. This premium smartphone is available through major online retailers like Amazon, Flipkart, and Mi.com, with a starting price of ₹99,999 for the 16GB RAM and 512GB storage variant
Key Features of Xiaomi 14 Ultra
- Display: 6.73-inch AMOLED with 3200×1440 resolution and 120Hz refresh rate.
- Processor: Powered by the Snapdragon 8 Gen 3 chipset.
- Camera System: Quad 50MP Leica-tuned rear cameras, including a 1-inch LYT-900 sensor with variable aperture (f/1.63–f/4.0), and a 32MP front camera.
- Battery: 5000mAh capacity supporting 90W wired and 50W wireless charging.
- Build: Features a high-strength aluminum frame with nano-tech vegan leather back.
- Software: Runs on Android 14 with Xiaomi’s HyperOS.
Availability & Offers
- Price: ₹99,999 for the 16GB RAM and 512GB storage model.
- Retailers: Available on Amazon, Flipkart, and Mi.com.
- Launch Offers: ICICI Bank cardholders can avail cashback and exchange offers .
Why Consider the Xiaomi 14 Ultra?
The Xiaomi 14 Ultra stands out for its exceptional camera capabilities, co-engineered with Leica, making it a top choice for photography enthusiasts. Its robust performance, premium build, and fast charging features position it as a strong competitor against other flagship models like the Samsung Galaxy S24 Ultra.
Xiaomi 13 Ultra (Imported)
The Xiaomi 13 Ultra is a flagship smartphone that has garnered significant attention for its exceptional camera capabilities and premium specifications. Although it wasn’t officially launched in India, tech enthusiasts have explored importing this device to experience its top-tier features.
Camera System
The Xiaomi 13 Ultra boasts a quad-camera setup, co-engineered with Leica, featuring:
- A 50MP main sensor with a 1-inch type sensor size, offering variable aperture from f/1.9 to f/4.0.
- A 50MP ultra-wide lens.
- A 50MP telephoto lens with 3.2x optical zoom.
- Performance and Display
- Processor: Powered by the Qualcomm Snapdragon 8 Gen 2 chipset, ensuring smooth performance across applications and gaming.
- Display: Features a 6.73-inch LTPO AMOLED display with a resolution of 3200 x 1440 pixels, supporting a 120Hz refresh rate, Dolby Vision, and HDR10+ for vibrant visuals.
- Battery: Equipped with a 5000mAh battery supporting 90W wired and 50W wireless charging, ensuring quick power replenishment.
- A 50MP periscope telephoto lens with 5x optical zoom.
This configuration provides versatility across various shooting scenarios, delivering high-quality images with excellent detail and dynamic range.
Performance and Display
- Processor: Powered by the Qualcomm Snapdragon 8 Gen 2 chipset, ensuring smooth performance across applications and gaming.
- Display: Features a 6.73-inch LTPO AMOLED display with a resolution of 3200 x 1440 pixels, supporting a 120Hz refresh rate, Dolby Vision, and HDR10+ for vibrant visuals.
- Battery: Equipped with a 5000mAh battery supporting 90W wired and 50W wireless charging, ensuring quick power replenishment.
Importing to India
Since the Xiaomi 13 Ultra wasn’t officially released in India, interested buyers have considered importing it through international retailers. Prices vary depending on the seller and shipping options. It’s important to note that importing devices may involve additional costs such as customs duties and taxes.
The Xiaomi 13 Ultra stands out as a premium smartphone, particularly for photography enthusiasts seeking advanced camera features. While importing the device to India is an option, potential buyers should weigh the benefits against the additional costs and lack of official warranty support.
Xiaomi Mix Fold 3 (Imported)
The Xiaomi Mix Fold 3 is a premium foldable smartphone that has garnered attention for its sleek design and powerful features. Although it wasn’t officially launched in India, tech enthusiasts have explored importing this device to experience its top-tier specifications.
Key Specifications
- Main Display: 8.03-inch foldable LTPO OLED+ with a resolution of 2160 x 1916 pixels, 120Hz refresh rate, and support for HDR10+ and Dolby Vision.
- Cover Display: 6.56-inch AMOLED with a resolution of 2520 x 1080 pixels, 120Hz refresh rate, and Corning Gorilla Glass Victus 2 protection.
- Processor: Qualcomm Snapdragon 8 Gen 2 chipset, ensuring smooth performance across applications and gaming.
- RAM & Storage: Options include 12GB or 16GB RAM, with storage capacities of 256GB, 512GB, or 1TB.
- Camera System: Quad-camera setup co-engineered with Leica, featuring a 50MP main sensor, 12MP ultra-wide lens, and two telephoto lenses (10MP each) offering 3.2x and 5x optical zoom.
- Battery: 4800mAh capacity supporting 67W wired and 50W wireless charging.
- Operating System: Android 13 with Xiaomi’s MIUI Fold 14 interface
Importing to India
Since the Xiaomi Mix Fold 3 wasn’t officially released in India, interested buyers have considered importing it through international retailers. Prices vary depending on the seller and shipping options. It’s important to note that importing devices may involve additional costs such as customs duties and taxes.
Network Compatibility
The Xiaomi Mix Fold 3 is compatible with several Indian network bands, including 5G. However, as it is primarily designed for the Chinese market, some network features may not function optimally. Additionally, the device lacks an official IP rating for water and dust resistance.
The Xiaomi Mix Fold 3 stands out as a premium foldable smartphone, particularly for users seeking advanced display and camera features. While importing the device to India is an option, potential buyers should weigh the benefits against the additional costs and potential compatibility issues.
Buying Guide: What to Look For Under ₹1 Lakh
When you’re investing up to ₹1,00,000 in a Mi or Redmi phone, you’re entering ultra-premium flagship territory. Here are the key features and specs you should expect — no compromises allowed at this price point:
1. Processor: Nothing Less Than a Flagship
- Look for Snapdragon 8 Gen 2 or Gen 3
- Delivers extreme performance for:
- Gaming
- Video rendering
- AI tasks
2. Camera System: Leica-Tuned Excellence
- 1″ Main Sensor or advanced Sony IMX sensors
- Quad cameras: Ultra-wide, telephoto, periscope zoom
- Features to demand:
- OIS (Optical Image Stabilization)
- Variable aperture (f/1.9–f/4.0)
- 8K or 4K60fps video
- Pro modes and Leica filters
3. Display: Ultra-Premium Visuals
- 6.7”–6.9” AMOLED or WQHD+ LTPO panels
- 120Hz adaptive refresh rate (LTPO 1–120Hz)
- Dolby Vision, HDR10+ support
- Ultra-narrow bezels or foldable AMOLED (if applicable)
4. Charging & Battery: Speed + Endurance
- Battery: At least 4700–5000mAh
- Charging:
- Wired: 90W–120W
- Wireless: 50W
- Reverse wireless charging support (for earbuds/watches)
5. Build Quality & Protection
- Expect a premium finish: ceramic, vegan leather, or aerospace metal
- IP68 Water & Dust Resistance
- Gorilla Glass Victus / Victus 2 for screen protection
6. Connectivity & Extras
- 5G (all Indian and global bands)
- Wi-Fi 7, Bluetooth 5.4
- NFC, IR blaster, in-display fingerprint sensor
- Stereo speakers with Dolby Atmos
7. Software & Updates
- Phones should run HyperOS based on Android 14+
- Minimum 3 years of major Android updates
- Monthly security patches for at least 4 years
FAQs
Which is the best Mi phone under ₹1,00,000?
The Xiaomi 14 Ultra (if launched in India) will be the ultimate Mi flagship, closely followed by the Xiaomi 13 Ultra.
Can I buy the Xiaomi 13 Ultra in India?
It’s available through import or online sellers. Ensure warranty coverage before purchasing.
Are these phones good for photography?
Absolutely. These are some of the best camera phones in the world, especially the Leica Ultra series.
Do these support wireless charging?
Yes, most models support up to 50W wireless and reverse charging.