Looking to buy a premium Samsung smartphone under ₹1.2 lakh? You’re entering the ultra-flagship zone, where top performance meets futuristic design and innovation. From foldables to S Pen-powered beasts, Samsung offers some of the most elite smartphones in this segment.
Here’s a curated list of the best Samsung phones under ₹1,20,000 and how to choose the right one for your needs.
Why Choose a Samsung Phone Under ₹1,20,000?
Spending up to ₹1.2 lakh opens the door to Samsung’s ultra-premium smartphones — where innovation, design, and performance all peak. Here’s why it’s a smart investment:
1. True Flagship Performance
With top-tier chips like Snapdragon 8 Gen 2 and Gen 3, you get lightning-fast speed, AI-powered efficiency, and unbeatable multitasking. These phones handle everything from 4K video editing to high-end gaming without a hiccup.
2. Pro-Grade Cameras Up to 200MP
Samsung’s flagship models come with advanced sensors, periscope zoom, Nightography, and 8K video — perfect for content creators, vloggers, and mobile photographers.
3. S Pen Productivity (on S23 Ultra)
The built-in S Pen lets you sketch, take notes, sign documents, and even control the camera remotely — ideal for professionals and creatives.
4. Futuristic Foldable Designs
Phones like Z Flip5 and Z Fold5 bring the wow factor, combining portability with powerful features. They’re stylish, smart, and built for modern multitasking.
5. Top-Class Battery + Charging
Expect all-day battery life, fast wired & wireless charging, and even reverse wireless charging for your Galaxy Buds or smartwatch.
6. Durability & Software Support
- Gorilla Glass Victus 2 and IP ratings ensure ruggedness
- 4 years Android updates + 5 years security patches guarantee longevity
- Samsung Knox keeps your data ultra-secure
7. Luxury Meets Reliability
From titanium frames to stunning AMOLED 2X displays, Samsung ensures a premium in-hand feel, clean UI, and excellent after-sales service across India.
Bottom line:
If you want the best of everything — design, power, cameras, innovation, and longevity — a Samsung phone under ₹1,20,000 is not just a phone; it’s a lifestyle upgrade.
Samsung Premium Smartphones Under ₹1,20,000
Samsung Galaxy S24+ (256GB)
The Samsung Galaxy S24+ isn’t just an upgrade it’s a bold step into the future of smartphones with Galaxy AI, a dynamic QHD+ display, and a sleek design that’s both powerful and premium. With the Snapdragon 8 Gen 3 for Galaxy chip and loads of AI features, the Galaxy S24+ is here to redefine what a flagship can do.
Let’s explore why the Galaxy S24+ (256GB) is one of the best Android flagship choices in 2025.
Galaxy S24+ – Key Specifications
| Feature | Specification |
|---|---|
| Display | 6.7-inch QHD+ Dynamic AMOLED 2X, 120Hz, HDR10+ |
| Processor | Snapdragon 8 Gen 3 for Galaxy (4nm) |
| RAM & Storage | 12GB RAM + 256GB UFS 4.0 |
| Rear Cameras | 50MP (Main, OIS) + 12MP (Ultra-wide) + 10MP (3x Telephoto) |
| Front Camera | 12MP Selfie Camera |
| Battery | 4900mAh with 45W wired + 15W wireless charging |
| OS | Android 14 with One UI 6.1 + Galaxy AI |
| Build | Armor Aluminum 2, Gorilla Glass Victus 2, IP68 |
| Connectivity | 5G, Wi-Fi 7, Bluetooth 5.3, eSIM, Ultra-Wideband |
Galaxy AI – The Star of the Show
Samsung’s Galaxy AI is now deeply integrated into the S24+ experience. Here are a few killer features:
- Live Translate: Real-time voice/text translation during calls
- Note Assist: Summarizes long notes & creates bullet points automatically
- Chat Assist: Enhances tone, rewrites messages, and offers suggestions
- Generative Edit: Move, resize, or remove subjects in your photos — AI does the rest
- Circle to Search (with Google): Draw a circle around anything on your screen and get instant Google results
This isn’t just a phone it’s your AI-powered assistant.
Pro-Grade Camera Experience
The triple rear camera setup is ultra-versatile:
- 50MP main sensor with OIS – crystal clear day & night shots
- 12MP ultra-wide – for epic landscapes and wide group selfies
- 10MP telephoto with 3x optical zoom – great for portraits and distant details
- 12MP selfie camera – upgraded HDR and AI enhancements
Supports 8K video recording, Super HDR, and AI editing tools to boost your creativity.
Performance – Snapdragon 8 Gen 3 for Galaxy
The Galaxy S24+ is blazing fast and smart:
- Snapdragon 8 Gen 3 (for Galaxy) offers 30% better GPU and 20% better CPU performance
- Perfect for gaming, content creation, and multitasking
- UFS 4.0 + LPDDR5X RAM means lightning-fast app performance
Pair that with 12GB RAM, and you’ve got a device that can easily keep up with your lifestyle.
Display – Samsung’s Brightest Ever
- 6.7″ Dynamic AMOLED 2X QHD+ panel
- Peak brightness of 2600 nits – super visible outdoors
- 1-120Hz adaptive refresh rate
- Eye comfort features and razor-sharp detail
Whether it’s gaming, streaming, or scrolling — this display is simply a visual treat.
Battery & Charging
- 4900mAh battery – optimized for longer screen-on time
- 45W fast charging – 0 to 65% in ~30 minutes
- 15W wireless + reverse wireless charging
AI also helps manage battery usage by learning your daily habits.
Samsung Galaxy S24+ 5G Price in India (2025)
| Variant | Price (April 2025) |
|---|---|
| 12GB + 256GB | ₹99,999 (Approx.) |
Launch offers: ₹8,000 cashback on select cards, No Cost EMI, Exchange bonus up to ₹10,000
Who Should Buy the Galaxy S24+?
- Users who want flagship specs without going Ultra
- Creators and professionals using AI tools
- Samsung fans upgrading from the S21/S22 series
- Gamers and media consumers wanting top-tier display and performance
- Users seeking long-term value (7 years of Android updates!)
The Samsung Galaxy S24+ (256GB) is the perfect blend of power, intelligence, and elegance. With cutting-edge AI features, premium design, pro-level cameras, and a QHD+ display — this phone delivers on all fronts.
If you’re not ready to splurge on the S24 Ultra, but still want a true flagship experience with the latest tech, the S24+ is 100% worth it.
Samsung Galaxy Z Flip5 5G (512GB)
The Samsung Galaxy Z Flip5 5G (512GB) takes style, storage, and innovation to a whole new level. With its unique foldable design, super compact Flex Window, and now massive 512GB storage, this is the perfect smartphone for creators, multitaskers, and trendsetters who want it all without compromise.
Whether you’re flipping through apps or recording high-res videos, the Z Flip5 is the boldest way to carry power in your pocket.
Key Specifications – Galaxy Z Flip5 (512GB)
| Feature | Specification |
|---|---|
| Display (Main) | 6.7″ FHD+ Dynamic AMOLED 2X, 120Hz |
| Cover Display | 3.4″ Super AMOLED (Flex Window) |
| Processor | Snapdragon 8 Gen 2 for Galaxy |
| RAM & Storage | 8GB RAM + 512GB UFS 4.0 |
| Rear Cameras | 12MP (Main, OIS) + 12MP (Ultra-Wide) |
| Front Camera | 10MP Selfie Camera (Punch-hole) |
| Battery | 3700mAh with 25W wired + 15W wireless charging |
| OS | Android 13 (upgradable to Android 16) |
| Build & Design | Armor Aluminum, Gorilla Glass Victus 2, IPX8 |
| Weight | 187 grams |
Why 512GB Storage Matters
- Store 4K/8K videos without storage anxiety
- Keep thousands of high-res photos
- Download more games, offline content, and apps
- Great for business users managing large files
- No SD card needed — it’s all built-in!
With UFS 4.0 storage, everything loads faster, from file transfers to app launching.
Design & Display – The Ultimate Flip
- Main Screen: Vibrant 6.7” AMOLED with ultra-smooth 120Hz refresh rate
- Flex Window: 3.4” outer screen to check notifications, reply to messages, take selfies, or even run apps
- Fold-flat hinge design with no gap — super sleek & durable
Customizable widgets, clocks, GIFs, and wallpapers on the cover screen add serious flair.
Camera – Flip-Friendly Creativity
- Dual 12MP setup delivers flagship-quality photos
- Take high-quality selfies using the rear camera + Flex Window
- Supports Night mode, Portrait Video, HDR10+ video, and FlexCam for hands-free recording
Ideal for content creators, vloggers, or anyone who loves capturing moments in creative ways.
Performance & Power
- Snapdragon 8 Gen 2 for Galaxy ensures fast, efficient multitasking
- Great for gaming, editing, and long video sessions
- 8GB RAM handles multiple apps with ease
- 3700mAh battery comfortably lasts the day with optimized AI usage
The 512GB variant ensures your performance never gets bottlenecked by storage space.
Durability – Built to Flip & Last
- Armor Aluminum frame & Gorilla Glass Victus 2 = scratch & drop resistance
- IPX8 water resistance – withstands accidental splashes
- New hinge design offers smoother, gapless folding with better durability
Samsung Galaxy Z Flip5 5G (512GB) – Price in India (2025)
| Variant | Price (Approx.) |
|---|---|
| 8GB + 512GB | ₹1,09,999 – ₹1,14,999 |
Available Offers:
- Up to ₹10,000 exchange bonus
- ₹5,000 instant discount on HDFC/ICICI/Samsung Axis cards
- Free Wireless Charger or Buds on select platforms
- No Cost EMI & Samsung Upgrade Program benefits
Available on Samsung.com, Flipkart, Amazon, Croma, Reliance Digital
Who Should Buy the 512GB Z Flip5?
- Content creators capturing high-res video/photo daily
- Professionals who want premium design + big storage
- Social media power users & vloggers
- Fashion-forward users looking to stand out
- Anyone who wants a future-proof foldable with big space
The Samsung Galaxy Z Flip5 5G (512GB) is the most practical foldable for 2025 combining eye-catching design, flagship performance, and now, maximum storage. It’s perfect for those who don’t want to choose between power, style, and space.
If you want a smartphone that folds, fits in your pocket, and stores your entire digital world this is it.
Samsung Galaxy S23 Ultra (256GB)
The Samsung Galaxy S23 Ultra isn’t just a smartphone it’s the gold standard for Android flagships, packed with powerful specs, a legendary 200MP camera, integrated S Pen, and stunning design. Even in 2025, this beast holds its place firmly among the best, especially with ongoing offers that make it more accessible than ever.
Key Specifications – Galaxy S23 Ultra (256GB)
| Feature | Specification |
|---|---|
| Display | 6.8” QHD+ Dynamic AMOLED 2X, 120Hz, HDR10+ |
| Processor | Snapdragon 8 Gen 2 for Galaxy (4nm) |
| RAM & Storage | 12GB RAM + 256GB UFS 4.0 |
| Rear Cameras | 200MP (Main) + 12MP (Ultra-wide) + 10MP (3x) + 10MP (10x) |
| Front Camera | 12MP Selfie Camera |
| Battery | 5000mAh with 45W wired + 15W wireless charging |
| OS | Android 13 (upgradable to Android 15/16) |
| Stylus | Built-in S Pen (with Bluetooth & Air Actions) |
| Build Quality | Gorilla Glass Victus 2, Armor Aluminum, IP68 |
| 5G Ready | Yes, Dual SIM + eSIM |
200MP Camera – Still the King of Smartphone Photography
The Galaxy S23 Ultra’s quad-camera setup is designed for true photography enthusiasts:
- 200MP ISOCELL HP2 main sensor – jaw-dropping detail and clarity
- 12MP ultra-wide – perfect for landscapes and action shots
- 10MP 3x & 10MP 10x telephoto – crystal-clear optical zoom and 100x Space Zoom
- Nightography – Low-light photography gets a serious upgrade
- Expert RAW mode, 8K video, and Super Steady mode
Whether you’re capturing wildlife, architecture, portraits, or vlogging — the S23 Ultra camera won’t let you down.
S Pen – More Than Just a Stylus
- Take notes instantly, draw, annotate documents
- Use Air Gestures to control camera, music, presentations
- Convert handwriting to text effortlessly
- Ideal for students, designers, and professionals
The S Pen experience on the S23 Ultra is inherited from the Note series, making it a productivity powerhouse.
Performance – Built to Dominate
With the Snapdragon 8 Gen 2 for Galaxy, the S23 Ultra is blazing fast and efficient:
- Fast app launches and heavy multitasking
- Runs games like BGMI, Genshin Impact, and COD Mobile at max settings
- Future-ready with UFS 4.0 storage and LPDDR5X RAM
- Advanced cooling system keeps the phone cool during heavy usage
Whether you’re gaming, editing 4K videos, or using DeX mode, it can handle anything.
Display – Visual Brilliance
- 6.8-inch WQHD+ Dynamic AMOLED 2X
- 1750 nits peak brightness – excellent visibility even in direct sunlight
- LTPO 1–120Hz adaptive refresh rate – buttery smooth scrolling and battery saving
- Slightly curved edges for a premium in-hand feel
It’s one of the best smartphone displays in the world, no exaggeration.
Battery & Charging
- 5000mAh battery – reliable all-day power
- 45W fast charging – 0 to 65% in just 30 mins
- 15W wireless + 4.5W reverse wireless charging
- Smart battery management via One UI
Perfect for power users who hate carrying a charger.
Price & Offers in India (April 2025)
| Variant | Price (Approx.) |
|---|---|
| 12GB + 256GB | ₹89,999 – ₹94,999 (with offers) |
Current Offers:
- ₹5,000–₹8,000 cashback on select bank cards
- ₹10,000 exchange bonus with Samsung Upgrade
- No Cost EMI for up to 18 months
- Bundle offers with Galaxy Buds or Galaxy Watch
Available on Samsung.com, Flipkart, Amazon, Reliance Digital, and Croma
Who Should Buy the S23 Ultra in 2025?
- Camera enthusiasts wanting DSLR-level detail
- Power users, designers, and business professionals
- Gamers needing top-tier performance
- Samsung loyalists upgrading from S20/Note20 series
- Anyone wanting a premium flagship under ₹1 lakh
Even a year after launch, the Samsung Galaxy S23 Ultra (256GB) remains a true ultra-flagship. From its 200MP camera to S Pen functionality, from the incredible display to elite performance, it delivers in every category.
With 2025 offers bringing the price below ₹95K, this is the perfect time to grab this future-ready smartphone.
Samsung Galaxy Z Fold5 5G (256GB) (During Offers)
The Samsung Galaxy Z Fold5 5G (256GB) isn’t just a phone it’s a powerful foldable productivity machine. With a compact outer screen, a massive inner display, S Pen support, flagship-grade performance, and pro cameras, the Fold5 is Samsung’s most refined foldable yet.
And the best part? Thanks to ongoing offers, this ultra-premium device is more affordable than ever in 2025!
Key Specifications – Galaxy Z Fold5 5G (256GB)
| Feature | Specification |
|---|---|
| Outer Display | 6.2” HD+ Dynamic AMOLED 2X, 120Hz |
| Inner Display | 7.6” QXGA+ Dynamic AMOLED 2X, 120Hz, HDR10+ |
| Processor | Snapdragon 8 Gen 2 for Galaxy |
| RAM & Storage | 12GB RAM + 256GB UFS 4.0 |
| Rear Cameras | 50MP (Main) + 12MP (Ultra-wide) + 10MP (3x Telephoto) |
| Front Cameras | 10MP (Outer) + 4MP (Under-display inner) |
| Battery | 4400mAh with 25W wired + 15W wireless charging |
| OS | Android 13 (upgradable), One UI Fold Edition |
| Weight | 253g |
| S Pen Support | Yes (Fold Edition – sold separately) |
| Durability | IPX8 Water Resistance, Gorilla Glass Victus 2 |
Fold Like a Pro – What Makes Z Fold5 Unique?
- Book-style foldable that gives you a tablet + phone in one
- Ultra-smooth 7.6” inner screen – perfect for gaming, multitasking, videos & reading
- Multi-Window Mode & Taskbar – work with 3 apps at once, like a mini-PC
- Supports S Pen Fold Edition – sketch, write, sign docs on a big canvas
- Flex Mode – hands-free video calls, YouTube, or camera angles
- Powerful, optimized software with One UI Fold Edition
Camera – Flagship Quality Lenses
- 50MP Main Camera (OIS) – vivid, sharp photos
- 12MP Ultra-wide – ideal for group shots & landscapes
- 10MP 3x Telephoto – clear optical zoom + 30x Space Zoom
- 10MP Front Selfie Camera + 4MP inner UDC for video calls
- Shoot in 4K HDR, record in Flex Mode, and edit like a pro
Great for professionals who want power + style in their pocket.
Performance – Smooth, Smart, Supercharged
- Powered by the Snapdragon 8 Gen 2 for Galaxy
- Handles gaming, editing, and multitasking with ease
- UFS 4.0 and 12GB LPDDR5X RAM – superfast storage and responsiveness
- Improved cooling for long performance sessions
- Runs Android 13/14 with 7 years of updates (expected)
Perfect for business users and power users on the go.
Battery & Charging
- 4400mAh battery – enough for full-day mixed usage
- 25W fast charging – ~50% in just 30 minutes
- 15W wireless + reverse wireless charging
- Adaptive battery & software optimizations enhance usage
Galaxy Z Fold5 (256GB) Price in India – April 2025 (With Offers)
| Variant | Price Range (Offer Price) |
|---|---|
| 12GB + 256GB | ₹1,29,999 – ₹1,39,999 |
Limited-Time Offers (subject to availability):
- ₹8,000 cashback on HDFC/ICICI/Samsung Axis cards
- ₹10,000 exchange bonus on eligible smartphones
- Free Galaxy Buds 2 Pro or Galaxy Watch 4 (on select platforms)
- Samsung Upgrade + No Cost EMI options
Available on: Samsung.com, Flipkart, Amazon, Croma, Reliance Digital
Who Should Buy Galaxy Z Fold5?
- Professionals & creators who love large-screen productivity
- Multitaskers wanting a tablet-like experience in pocket size
- Business users who work on the go
- Gadget lovers upgrading from Fold3 or Fold4
- Anyone who wants flagship power + unique design
The Samsung Galaxy Z Fold5 5G (256GB) is a foldable marvel, offering premium design, PC-like multitasking, pro cameras, and stellar performance. And now, with massive exchange and card offers, it’s a lot more accessible than when it launched.
If you’ve been waiting to enter the foldable world, Fold5 is the smartest place to start in 2025.
Buying Guide: How to Choose a Samsung Phone Under ₹1,20,000
At this premium price point, Samsung offers its most advanced smartphones. Whether you want flagship power, stunning design, or cutting-edge foldables — here’s how to pick the right one based on your needs:
1. Pick Based on Your Usage Style
| User Type | Recommended Model | Why |
|---|---|---|
| Pro creator / Photographer | Galaxy S23 Ultra | 200MP camera, S Pen, 100x Space Zoom |
| Stylish + Compact user | Galaxy Z Flip5 | Foldable style, powerful yet pocketable |
| Multitasker / Business user | Galaxy Z Fold5 | Tablet-sized screen, multitasking beast |
| Balanced all-rounder | Galaxy S24+ | Latest chip, great camera, large battery |
2. Check the Processor
All phones in this segment come with flagship processors:
- Snapdragon 8 Gen 3 (Galaxy S24+) – Latest, AI-enhanced, battery-efficient
- Snapdragon 8 Gen 2 (S23 Ultra, Z Flip5, Fold5) – Excellent for gaming, multitasking
Tip: For the best performance-to-price ratio, go with S23 Ultra or Z Flip5.
3. Consider Camera Capabilities
- S23 Ultra: 200MP, 10x optical zoom, 8K video – best for content creators
- Z Flip5: Dual 12MP with FlexCam – great for social media, selfies, and reels
- S24+: 50MP camera with advanced AI features – strong all-round performer
4. Look at Battery & Charging
| Feature | S23 Ultra | Z Flip5 | Z Fold5 | S24+ |
|---|---|---|---|---|
| Battery | 5000mAh | 3700mAh | 4400mAh | 4900mAh |
| Fast Charging | 45W | 25W | 25W | 45W |
| Wireless Charging |
If battery life is critical, go with S23 Ultra or S24+.
5. Don’t Compromise on Display
- S23 Ultra: 6.8″ QHD+ AMOLED, 120Hz, S Pen
- Z Flip5: 6.7″ FHD+ foldable + 3.4″ cover display
- Z Fold5: 7.6″ foldable + 6.2″ cover screen
- S24+: 6.7″ QHD+ AMOLED with Vision Booster
All displays feature Dynamic AMOLED 2X, HDR10+, and adaptive 120Hz refresh rates.
6. Security & Software Updates
Samsung offers:
- Samsung Knox security suite
- 4 Android OS updates
- 5 years of security patches
Also, features like Secure Folder, Samsung DeX, and Private Share boost productivity and privacy.
7. Form Factor Matters
- Prefer traditional smartphones? → S23 Ultra / S24+
- Love innovation and style? → Z Flip5
- Want to replace tablet + phone? → Z Fold5
Pro Tip:
Wait for Samsung offers or sales (like Big Billion Days / Amazon Great Indian Festival) to grab these phones at ₹5,000–₹15,000 less!
Final Thoughts
At this price point, you’re getting peak Samsung innovation. Whether it’s the camera monster S23 Ultra, the elegant foldable Z Flip5, or the productivity beast Z Fold5, each phone delivers a next-gen experience.
- For creatives & pros: Go with S23 Ultra
- For fashion + flexibility: Choose Z Flip5
- For immersive multitasking: Opt for Z Fold5
- For all-rounder flagship: Pick S24+
FAQs
1. Which is the best Samsung phone under ₹1,20,000 in 2025?
The Samsung Galaxy S23 Ultra is widely regarded as the best Samsung phone under ₹1.2 lakh, offering a 200MP camera, S Pen support, and flagship performance. The Galaxy Z Fold5 is also a great pick for multitaskers and business users.
2. Is the Galaxy Z Flip5 worth buying under ₹1.2 lakh?
Yes, the Galaxy Z Flip5 offers a stylish, foldable design with powerful specs and a versatile cover screen. It’s ideal for those who want premium performance in a compact and unique form factor.
3. How long will Samsung phones in this price range receive updates?
Samsung offers 4 years of Android OS updates and 5 years of security patches for flagship devices like the S23 Ultra, S24+, Z Flip5, and Z Fold5, ensuring long-term support.
4. Which phone under ₹1.2 lakh is best for mobile photography?
The Galaxy S23 Ultra is the clear winner, with a 200MP main sensor, 100x Space Zoom, and pro-grade camera tools for videography and editing.
5. Do all these phones support wireless charging and water resistance?
Yes, all Samsung phones in this segment support fast wireless charging and come with IP68 or IPX8 water resistance, making them durable and convenient for daily use.